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With our wealth of experience here at Your Mortgage Solutions (Gorleston) Ltd we work tirelessly to ensure we recommend the most suitable mortgage for you needs. With a wide range of products and options in the market it is vital to gain professional advice on what is likely to be your largest financial commitment.
Being part of The Openwork Partnership, we have access to exclusive deals across the mortgage market so whether you are buying you first home, moving, or looking to borrow additional funds we can help.
We also deal with Commercial lending, property investors and landlords whether a sole property to be let out to tenants or a portfolio of properties.
Along with Equity release, second charge lending, shared ownership and bridging finance you can rest assure we have your borrowing needs covered.
Please contact us with your lending needs and we will be happy to assist and guide you through the process.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Commercial mortgages and some Bridging Finance are not regulated by the Financial Conduct Authority
A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead. This is a referral service.
You will often have more questions to ask because you’ve not been through the process before. Our mortgage consultants will have the time and insight to go into more depth for you. They will help explain the process and the costs involved with purchasing your first home.
When you are looking to raise additional funds on your property whether this is for home improvements or debt consolidation, we can guide you through the options available.
Discuss your options when your current product reaches expiry, this can normally be looked into up 6 months in advance.
Whether you’re a private individual or limited company we can assist in both new and remortgage on your investment properties both buy to let or let to buy we can help you.
Most let to buy mortgages are not regulated by the Financial Conduct Authority
Many people live in council properties all of their life and would like nothing more than to call it their own. With a right to buy mortagage they can, thanks to discounts and possible savings of thousands of pounds.
This allows over 55’s to access to funds by releasing cash from the equity built up in your home which can be used to clear existing mortgages or other debts, pay for home improvements or other larger purchases, top up retirement income and could also be used to gift funds to family members as a living inheritance.
We will work with you exploring the pros and cons of your options and with our professional expertise help you plan the most effective way ahead for you and your plans.
There are range of policies available and we after a thorough review recommend suitable course of action to ensure you are covered.
We provide professional advice from a wide range of investment solutions and ongoing service to help you achieve your financial goals.